Crowdlending News October: Zencap merges with Funding Circle to create the first global platform.
10/11/2015
Diego Gutiérrez
Crowdlending News October: Zencap merges with Funding Circle to create the first global platform.
Crowdlending is a form of alternative financing that is growing considerably in our country. In the last two years this form of financing has grown by 360% with an average profitability of 7%. In the month of October three platforms have been protagonists in this sector. MyTripleA, Zencap and Loanbook.

Zencap merges with Funding Circle to become the world's first global crowdfunding platform

Zencap, German crowdlending platform that had a presence in the Netherlands arrived in Spain in 2014 and has grown strongly in the last 18 months, financing more than 520 businesses to the value of €35M. 

Funding Circle in the last five years has provided funding to more than 12,000 businesses worth $$1,500 in the UK and the US.

"The merger results in Zencap's experience in the European markets with Funding Circle's strong track record and technology," says Diego Gutierrez of Abra-Invest.

With the merger, Funding Circle enters continental Europe, a region with more than €1 trillion in loans to 22 million SMEs, according to the European Commission. Funding Circle claims that the market opportunity is larger than the UK and the US combined.

Victory Park Capital, which recently signed an agreement with Zencap to fund $230M in loans, was already present in Funding Circle. The US fund thus becomes the first global investor in crowdlending loans.

LoanBook receives a €1M round of funding

The round, which was the largest in Spain for a crowdlending platform to date, was led by the Spanish crowdlending platform, and was the largest ever for a crowdlending platform.r Gustac Andersson.

In addition, Andersson will allocate an additional €2M to LoanBook's marketplace for financing small and medium-sized Spanish companies through working capital loans and other types of credit.

The round is aimed at establishing new sales channels and the technological development of the company.

"Gustav Andersson is already an experienced investor in the Fintech world and has participated in 3 crowdfunding platforms before," says Diego Gutierrez.

MyTripleA wins innovation award

The crowdlending platform, MytripleA, has received the "Most Innovative Product" prize, awarded by the jury of the 9th Castilla y León Economic Awards.

This Soria-based company is the first crowdlending platform to be licensed by the Bank of Spain.

Founded in 2013 by a team widely experienced in online projects, it has already funded more than 40 projects ranging from €1,300 to €400,000 and interest rates in some cases have not reached 2%. MytripleA expects to continue to evaluate new loan applications to make them available to its investors.

 

More than 700 companies interested in receiving funding and some 400 investors/savers have already registered on the platform.

If you want to know more about crowdlending and its possibilities, please contact us. Abra-Invest has a team of experts in alternative financing at your disposal. Call +34 946424142 or fill in the contact form.

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Crowdlending for renewable energy and energy efficiency projects gets financing

Crowdlending news: Housers, MytripleA and Zencap

 

 

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