Funding from the Ministry of Industry, Energy and Tourism, for companies that have invested in innovative business projects or growth.
H2020 – instrumento Pyme
In Horizon 2020 there is a dedicated SME instrument targeting all types of innovative SMEs showing a strong ambition to develop, grow and internationalise. This instrument will apply to all types of innovation, including non-technological and service innovations.
SPRI - Publicly Sponsored Financing
As in other autonomous communities, the Basque Country has been offering a guarantee by the administrations so that SMEs can access financing from financial institutions, thus improving their chances of success. The presentation is not simple and requires a good dialogue with the bank and experience in the specific line.

The Impact of CDTI Financing on SMEs
The CDTI has recently published a study on the impact of its funding on the evolution of Spanish companies. The results have been very good: these companies have achieved 17% of their sales coming from the new technological developments financed.
New ICO line for innovative SMEs
The Ministry of Economy and Competitiveness and the Ministry of Finance and Public Administrations have launched a new credit line of 323.6 million euros through the Official Credit Institute (ICO), which will benefit more than 12,000 innovative companies.
Cosme 2014-2020
Programme for the improvement of the competitiveness of SMEs in the European Union.
Gaitek 2014 - New product development project
Improve the competitiveness of companies by promoting projects that include R&D&I activities to develop new products.
Linea Agenda Digital, through ENISA, provides participative loans for ICTs
A line of financing from the Secretary of State for Telecommunications and the Information Society (SETSI) aimed at financially supporting the start-up and development of business projects in the field of ICTs, with the aim of promoting the development and launch of new products and services, contributing to the generation of employment and wealth in a sector with high growth potential.
Inncorpora- tu: aid for the recruitment of R&D technologists.
Full-time RGSS recruitment of UNIVERSITY DEGREE technologists to carry out a specific R&D project.
Innobideak, the SPRI's commitment to improving the competitiveness of Basque SMEs
Last week the "Innobideak- Lehiabide - Accelerator for the Competitiveness of companies in global environments" regulations were published by the Basque Government. It is the new initiative of the executive to facilitate the growth of SMEs in need of new ideas and projects.

Treasury: help the CFO at once
Not long ago, in the context of negotiating the sale of an industrial company based in the Basque Country, I met with the president of a German multinational with production centres on five continents. When I explained to him the average collection period of the company being sold - a reasonably low 62 days - my interlocutor was astonished.