Obtaining bank financing for a start-up is often linked to guarantees that are difficult for entrepreneurs to obtain. The ICF helps SMEs operating in Catalonia to solve this problem by granting guarantees of up to 70% for the formalisation of bank loans. The guarantees can be used both to finance working capital and to finance investments.
On 7 March, a series of measures were approved in relation to debt refinancing and restructuring. Among the measures introduced, we would like to analyse those that may have an effect on investment strategies and the sale of mortgage debt assets.
Faced with the lack of bank credit, the entrepreneurs themselves and their associations are promoting new funds to circulate the existing liquidity among the entrepreneurs themselves. Lleida, Andalusia and Castile are examples of this.
In these first months of the year we are seeing how several autonomous communities are announcing their commitment to the innovative business fabric. The Valencian community is no stranger to this trend and has announced an investment of €13M for 2014.
Technologies for capturing and managing large volumes of data, known as big data, are being applied to a multitude of business sectors. One of these is the education sector, which has seen approximately $150M from early 2013 to date from 30 companies.
The media sector has had two names of its own, Secuoya and Vértice. Both have carried out operations with venture capital that have allowed them to obtain liquidity to fulfil their development plans.
According to TTR, venture capital investments have grown significantly in the third quarter of 2013 compared to 2012. Brazil and Chile are the countries leading this growth.
Comunitae, pioneer in Spain as a platform for loans between individuals, begins its operations to discount promissory notes to companies and offer a way of financing working capital.
According to a report by Clipperton finance, the health sciences sector experienced solid growth (100%) in Q2 2013 over the previous quarter with several large deals (>$50M) in "Medtech" and "Biotech".
The world of offers has been in turmoil in recent years due to the importance of price for consumers. Proof of this is the progress made by PRISA with its participation in OFFERUM with its PLANEO portal. Consumers in this period of crisis are looking more and more at the price and are willing to receive abundant information about offers, in addition to the difficulty that businesses have in getting customers.
According to cincodías, since May 2013, Spanish technology startups have raised more than €50 million in around 20 capital inflows. Ecommerce has stood out as the most favoured activity.
Yesterday, 30 May 2013, COFIDES announced the signing of an agreement with MARSAN and IZMAR whereby COFIDES offers its financial support for the start-up of a factory for electrostatic painting and logistics solutions for the automotive sector in Celaya (Mexico).