In recent years, alternative financing has grown considerably, with P2P Lending in the US attracting large amounts of money through companies such as Lending Club, Prosper Marketplace and Funding Circle.
Crowdfunding for companies' working capital is born in Spain with Comunitae
Comunitae, pioneer in Spain as a platform for loans between individuals, begins its operations to discount promissory notes to companies and offer a way of financing working capital.
BBVA puts crowdfunding in the spotlight
The BBVA Research team considers crowdfunding as a business model that has to be considered by traditional banking due to its simplicity and transparency as a competitive threat in the future.

Milaap, fundraising platform raises 1M$
The microcredit fundraising platform Milaap, has raised 1M$ of venture capital following the trend of these platforms and the disintermediation of alternative financing.
SEC-approved Angellist opens its platform to new startups
In December, AngelList, a platform that matches startups with end investors, opened the possibility to allow accredited investors to actually invest in startups with a minimum of $ 1,000. AngelList also partnered with SecondMarket to create an investment vehicle for these investments. The company has announced that, since December, they have received 1100 fully online investment commitments, totalling more than $ 6 million. And today, AngelList is opening the platform to all startups with top-tier investors.
SEC-approved Angellist opens its platform to new startups
In December, AngelList, a platform that matches startups with end investors, opened the possibility to allow accredited investors to actually invest in startups with a minimum of $ 1,000. AngelList also partnered with SecondMarket to create an investment vehicle for these investments. The company has announced that, since December, they have received 1100 fully online investment commitments, totalling more than $ 6 million. And today, AngelList is opening the platform to all startups with top-tier investors.
Mosaic prepares 69-100MM$ solar power projects on its crowdfunding platform
According to techcrunch, Mosaic announced today that it has received regulatory approval for its next crowdfunding process for solar projects in California for a total of 100MM$. As we understand it, the crowdfunding movement is mainly oriented towards startups with a technological or innovative component and towards design or creative projects such as Kickstarter. Mosaic is a good example of the opportunity that exists to focus these platforms on a specific niche and more traditional investment projects such as renewable energy, real estate or SMEs.
Mosaic prepares 69-100MM$ solar power projects on its crowdfunding platform
According to techcrunch, Mosaic announced today that it has received regulatory approval for its next crowdfunding process for solar projects in California for a total of 100MM$. As we understand it, the crowdfunding movement is mainly oriented towards startups with a technological or innovative component and towards design or creative projects such as Kickstarter. Mosaic is a good example of the opportunity that exists to focus these platforms on a specific niche and more traditional investment projects such as renewable energy, real estate or SMEs.